{"id":9505,"date":"2019-10-20T16:31:03","date_gmt":"2019-10-20T16:31:03","guid":{"rendered":"https:\/\/amazingproperty.com.ng\/blog\/?p=9505"},"modified":"2020-08-02T22:51:47","modified_gmt":"2020-08-02T22:51:47","slug":"do-you-have-a-residence-contents-insurance-coverage","status":"publish","type":"post","link":"https:\/\/amazingproperty.com.ng\/blog\/do-you-have-a-residence-contents-insurance-coverage\/","title":{"rendered":"Do You Have a Residence Contents Insurance coverage ?"},"content":{"rendered":"

It would surprise you to know how many homes have all the latest in technological gadgetry, yet have failed to insure the contents of their home against the event of either a burglary or damage. If you want to protect your personal property, you need to be insuring your personal property with a home contents insurance coverage.<\/strong><\/p>\n

What To Insure with Residence Contents insurance<\/p>\n

\"Residence
Residence Contents insurance<\/a><\/strong><\/figcaption><\/figure>\n

You can arrange to insure any (or all) of the contents of your home under a home contents insurance policy. Nevertheless, if you have any personal belongings in your home over a certain \u00a3 value, then you should be discussing these with your home contents insurance provider <\/strong>\u2013 as in most cases property over a certain value needs to be declared independently (and, in certain cases, such as with expensive diamond engagement rings, they may need to be insured independently).<\/p>\n

Itemise Your Possessions<\/p>\n

Once you have decided that you want to purchase home contents insurance you need to take an inventory of your home, itemising all of the possessions in the home. A really good tip here is not to move all of your possession into one room and then itemise them, but to go from room to room doing this. This way, your inventory will be broken-down into rooms, should damage or theft occur only to a part of the home. Better but, you should try to walk through your home with a video camera videoing all of the possessions in that room. You can then keep a copy of the video with the inventory. However, if you do not have a video camera, still-camera photographs of your possessions is better than taking no photographic evidence at all.<\/p>\n

How To Value Your Possessions<\/p>\n

It is vital that you remember that home contents insurance<\/strong> is insurance against the replacement value of the item that was lost, stolen or damaged that what residence contents insurance is all about . It does not take into consideration any nostalgic value. Therefore, if you have expensive personal property in your home, you should arrange to have these independently valued \u2013 preferably by an insurance approved valuer \u2013 and a copy of the valuation receipt should be kept with the residence contents insurance policy. The value of the other items in your home can either be assessed by the price it cost you to purchase them; or, better, by taking a trip down to the local shops and seeing how much each of the items would cost you to buy \u2013 as this is the amount you\u2019ll be paid if the item is lost\/damaged.<\/p>\n

How To Arrange The Home Contents Insurance<\/p>\n

Once you have valued and itemised the possessions you want to insure you can then log onto the internet and get some online home contents insurance quotes based on the value and possessions you want to have insured under the insurance<\/strong> policy.<\/p>\n

What Will The Insurance<\/strong> Premium Cover<\/p>\n

Ordinarily the insurance policy will cover you in the event that the possession insured is lost, stolen or damaged. Damage in this case can be the cause of a natural event, such as a bad storm or flooding<\/a>, or\u00a0 because of a boiler bursting. You should also read your policy carefully, as some home contents insurance policies cover items which are lost outside of the home \u2013 for example, if you are transporting them in the car.<\/p>\n","protected":false},"excerpt":{"rendered":"

It would surprise you to know how many homes have all the latest in technological gadgetry, … Do You Have a Residence Contents Insurance coverage ?<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":9507,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"aside","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[697],"tags":[4751,1403,15239,1091,1126,1127,1130,1116,1113,1124,1125,1129,1118,1122,1114,1115,1121,1128,1119,1120,1117,12908,543,127,698,1195,41,1123,1131],"class_list":["post-9505","post","type-post","status-publish","format-aside","has-post-thumbnail","hentry","category-insurance","tag-amazing","tag-buy","tag-chase","tag-contents-insurance","tag-contents-insurance-admiral","tag-contents-insurance-best","tag-contents-insurance-business","tag-contents-insurance-compare","tag-contents-insurance-coverage","tag-contents-insurance-direct-line","tag-contents-insurance-for-business","tag-contents-insurance-for-renters","tag-contents-insurance-for-students","tag-contents-insurance-for-tenants","tag-contents-insurance-home","tag-contents-insurance-house","tag-contents-insurance-quote","tag-contents-insurance-renting","tag-contents-insurance-student","tag-contents-insurance-tenants","tag-contents-insurance-uk","tag-home","tag-home-buying-guide","tag-homes","tag-insurance","tag-insurance-quote","tag-property","tag-quote-for-contents-insurance","tag-residence-contents-insurance","post_format-post-format-aside"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2019\/10\/d0c4935249d962818256fbcf5141dc26.jpg?fit=640%2C426&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":64674,"url":"https:\/\/amazingproperty.com.ng\/blog\/contents-insurance-everything-you-need-to-know\/","url_meta":{"origin":9505,"position":0},"title":"Contents Insurance – Everything You Need to Know","author":"Amazing Property","date":"November 20, 2022","format":"aside","excerpt":"Here's what you need to know about contents insurance and how to get the best coverage for your needs. 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