{"id":806,"date":"2017-02-16T00:00:00","date_gmt":"2017-02-16T00:00:00","guid":{"rendered":"https:\/\/amazingproperty.com.ng\/blog\/the-10-most-affordable-places-to-live-in-u-s\/"},"modified":"2023-03-10T12:36:02","modified_gmt":"2023-03-10T12:36:02","slug":"the-10-most-affordable-places-to-live-in-u-s","status":"publish","type":"post","link":"https:\/\/amazingproperty.com.ng\/blog\/the-10-most-affordable-places-to-live-in-u-s\/","title":{"rendered":"The 10 Most Affordable Places to Live in U.S."},"content":{"rendered":"<h2><em>Most Affordable Places in America<\/em><\/h2>\n<p>Home affordability is more than the price a buyer agrees to pay a seller. In a new study, SmartAsset factored in closing costs, <a href=\"https:\/\/amazingproperty.com.ng\/blog\/property-center-nigeria\/\">real estate<\/a> taxes, homeowner\u2019s insurance, and <a href=\"https:\/\/amazingproperty.com.ng\/blog\/mortgage-preapproval-guide-for-home-buyers\/\">mortgage<\/a> rates for every county and city in the U.S. with a population of more than 5,000.<\/p>\n<p>Yes, It&#8217;s Still More Affordable to Buy Than Rent<\/p>\n<p>SmartAsset pinpointed the <strong>most affordable<\/strong> cities and counties in its analysis by considering the total <a href=\"https:\/\/amazingproperty.com.ng\/blog\/sell-your-home-online-fast\/\">housing<\/a> costs on an average house that accounted for the smallest proportion of the median income.<\/p>\n<p>The following 10 places ranked tops on SmartAsset\u2019s list for affordability (<a href=\"https:\/\/amazingproperty.com.ng\/blog\/nigeria-property-center\/\">listed<\/a> below with average annual mortgage payment):<\/p>\n<ol>\n<li>Kermit, Texas: $2,014<\/li>\n<li>Federal Heights, Colo.: $1,613<\/li>\n<li>Pecos, Texas: $2,104<\/li>\n<li>Zephyrhills South, Fla.: $1,775<\/li>\n<li>Shamokin, Pa.: $1,631<\/li>\n<li>Blackwell, Okla.: $2,425<\/li>\n<li>Cusseta-Chattahoochee County, Ga.: $3,064<\/li>\n<li>Hartford City, Ind.: $2,746<\/li>\n<li>Fussels Corner, Fla.: $2,319<\/li>\n<li>Lovington, N.M.: $4,160<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most Affordable Places in America Home affordability is more than the price a buyer agrees to &hellip; <a title=\"The 10 Most Affordable Places to Live in U.S.\" class=\"hm-read-more\" href=\"https:\/\/amazingproperty.com.ng\/blog\/the-10-most-affordable-places-to-live-in-u-s\/\"><span class=\"screen-reader-text\">The 10 Most Affordable Places to Live in U.S.<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":125078,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[4],"tags":[518,1403,12908,543,617,344,698,408,1295,8752,41,818,84,61,1262],"class_list":["post-806","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-opportunities-in-new-markets","tag-america","tag-buy","tag-home","tag-home-buying-guide","tag-house","tag-housing","tag-insurance","tag-mortgage","tag-mortgage-rate","tag-most-affordable","tag-property","tag-real","tag-real-estate","tag-seller","tag-taxes"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2023\/03\/property-insurance.jpg?fit=100%2C100&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":661,"url":"https:\/\/amazingproperty.com.ng\/blog\/the-best-places-to-score-a-mortgage\/","url_meta":{"origin":806,"position":0},"title":"The Best Places to Score a Mortgage","author":"Amazing Property","date":"February 7, 2017","format":false,"excerpt":"[ad_1] Sumter, Fla., is the best place in the country for a borrower to get a mortgage, according to a new study by SmartAsset. Read more: Buyers Stuck on Down Payment Confusion SmartAsset\u2019s study considered four factors to pinpoint the best places in the country to get a mortgage: overall\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7827,"url":"https:\/\/amazingproperty.com.ng\/blog\/the-most-affordable-beach-towns-in-the-u-s\/","url_meta":{"origin":806,"position":1},"title":"The Most Affordable Beach Towns in the U.S.","author":"Amazing Property","date":"January 17, 2018","format":false,"excerpt":"Homes along the beach tend to command a premium. But for buyers who dream of living near the water, they may still be able to find a beach-town bargain. Gulfport, Miss., was named the most affordable beach town in America for the third consecutive year, according to a new analysis\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"Smartassetbeachtowns.png","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2018\/01\/SmartAssetBeachtowns.png?fit=596%2C988&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2018\/01\/SmartAssetBeachtowns.png?fit=596%2C988&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2018\/01\/SmartAssetBeachtowns.png?fit=596%2C988&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":841,"url":"https:\/\/amazingproperty.com.ng\/blog\/best-american-cities-with-the-most-affordable-housing-markets\/","url_meta":{"origin":806,"position":2},"title":"Best American cities with the most affordable housing markets","author":"Amazing Property","date":"February 18, 2022","format":false,"excerpt":"\u00a0 Best American cities with affordable housing , pack your bags and call the movers, as these are definitely dream cities\/towns for those who\u2019re willing to fulfill their home ownership mission without breaking the budget. Despite numerous surveys carried out by financial institutions and real estate corporations comparing property prices\u2026","rel":"","context":"In &quot;RealEstate&quot;","block_context":{"text":"RealEstate","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/realestate\/"},"img":{"alt_text":"Best American cities","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/02\/Best-American-cities.jpg?fit=586%2C200&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/02\/Best-American-cities.jpg?fit=586%2C200&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/02\/Best-American-cities.jpg?fit=586%2C200&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":3217,"url":"https:\/\/amazingproperty.com.ng\/blog\/top-cities-for-first-time-buyers-in-2017\/","url_meta":{"origin":806,"position":3},"title":"Top Cities for First-Time Buyers in 2017","author":"Amazing Property","date":"April 10, 2017","format":false,"excerpt":"Affordability issues may be keeping some first-time buyers on the sidelines\u2014the percentage of homes purchased by this group has fallen to 32 percent, which is 8 percentage points below the historical norm, according to the National Association of REALTORS\u00ae\u2014but in some cities, homeownership is more accessible to millennials. In its\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127998,"url":"https:\/\/amazingproperty.com.ng\/blog\/affordable-housing-markets-for-buyers\/","url_meta":{"origin":806,"position":4},"title":"Affordable Housing Markets For Buyers","author":"Amazing Property","date":"October 21, 2024","format":false,"excerpt":"Finding the Most Affordable Housing Markets: A Guide for Homebuyers. Current Economic Landscape. The housing market faces significant challenges. Rising interest rates strain potential homeowners, making securing a mortgage increasingly difficult. A loan that seemed within reach yesterday might be unattainable today. Material costs pose another issue. Lumber and steel\u2026","rel":"","context":"In &quot;RealEstate&quot;","block_context":{"text":"RealEstate","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/realestate\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/affordable-housing-options.jpeg?fit=1200%2C686&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/affordable-housing-options.jpeg?fit=1200%2C686&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/affordable-housing-options.jpeg?fit=1200%2C686&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/affordable-housing-options.jpeg?fit=1200%2C686&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/affordable-housing-options.jpeg?fit=1200%2C686&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":7561,"url":"https:\/\/amazingproperty.com.ng\/blog\/in-real-estate-everything-is-negotiable\/","url_meta":{"origin":806,"position":5},"title":"In Real Estate Everything Is Negotiable","author":"Amazing Property","date":"December 21, 2017","format":false,"excerpt":"\u00a0 Question. I am a first time home buyer, and have been pre-approved for a mortgage in the amount of $250,000. I have seen plenty of condominiums in the $300-375.000 range in good move in condition. My problem: where should I start my offer? My realtor is telling me that\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"Real estate","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/12\/e0c5f98865b3bae1eff387591012ac8b_S.jpg?fit=424%2C264&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/posts\/806","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/comments?post=806"}],"version-history":[{"count":2,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/posts\/806\/revisions"}],"predecessor-version":[{"id":125111,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/posts\/806\/revisions\/125111"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/media\/125078"}],"wp:attachment":[{"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/media?parent=806"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/categories?post=806"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/tags?post=806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}