{"id":7954,"date":"2018-01-29T00:00:00","date_gmt":"2018-01-29T00:00:00","guid":{"rendered":"https:\/\/amazingproperty.com.ng\/blog\/10-states-with-highest-lowest-credit-scores\/"},"modified":"2018-01-29T00:00:00","modified_gmt":"2018-01-29T00:00:00","slug":"10-states-with-highest-lowest-credit-scores","status":"publish","type":"post","link":"https:\/\/amazingproperty.com.ng\/blog\/10-states-with-highest-lowest-credit-scores\/","title":{"rendered":"10 States With Highest, Lowest Credit Scores"},"content":{"rendered":"

\n<\/p>\n

\n <\/p>\n
<\/p>\n

The average credit score in the U.S. was 675 last year\u2014the highest since 2012, according to Experian\u2019s State of Credit: 2017 survey. More Americans fall on the higher end of the credit score spectrum, with 22 percent having \u201csuper-high\u201d credit scores between 781 to 850 and 21 percent having \u201cdeep subprime\u201d or very low credit scores below 600. Minnesota has the highest credit scores in the country, averaging 709.<\/p>\n

Mortgage<\/a> debt was up sharply in 2017, rising to an average $201,811 per borrower from $196,014 in 2016, which Experian says is a reflection of the quick run-up in home prices. Millennials\u2019 mortgage debt increased 6.8 percent, from $185,668 to $198,302, in just one year, the report shows.<\/p>\n

\"\"<\/p>\n

According to Experian, the top 10 states with the highest average credit scores are:<\/p>\n

    \n
  1. Minnesota: 709<\/li>\n
  2. Vermont: 702<\/li>\n
  3. New Hampshire: 701<\/li>\n
  4. South Dakota: 700<\/li>\n
  5. Massachusetts: 699<\/li>\n
  6. North Dakota: 697<\/li>\n
  7. Wisconsin: 696<\/li>\n
  8. Iowa: 695<\/li>\n
  9. Nebraska: 695<\/li>\n
  10. Hawaii: 693<\/li>\n<\/ol>\n

    On the other hand, the states with the lowest average credit scores are:<\/p>\n

      \n
    1. Mississippi: 647<\/li>\n
    2. Louisiana: 650<\/li>\n
    3. Georgia: 654<\/li>\n
    4. Alabama: 654<\/li>\n
    5. Nevada: 655<\/li>\n
    6. Texas: 656<\/li>\n
    7. Oklahoma: 656<\/li>\n
    8. South Carolina: 657<\/li>\n
    9. Arkansas: 657<\/li>\n
    10. West Virginia: 658<\/li>\n<\/ol>\n

      Source: \u201cState of Credit: 2017,\u201d Experian (Jan. 11, 2018)<\/em><\/p>\n<\/div>\n<\/div>\n

      Realtors <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

      The average credit score in the U.S. was 675 last year\u2014the highest since 2012, according to … 10 States With Highest, Lowest Credit Scores<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":7955,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[4],"tags":[518,1335,12908,543,408,41,818,479],"class_list":["post-7954","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-opportunities-in-new-markets","tag-america","tag-credit","tag-home","tag-home-buying-guide","tag-mortgage","tag-property","tag-real","tag-realtor"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2018\/01\/Experian_chart.png?fit=436%2C378&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":1961,"url":"https:\/\/amazingproperty.com.ng\/blog\/this-could-boost-millions-of-credit-scores\/","url_meta":{"origin":7954,"position":0},"title":"This Could Boost Millions of Credit Scores","author":"Amazing Property","date":"March 15, 2017","format":false,"excerpt":"Equifax, Experian, and TransUnion announced they will soon remove tax lien and civil judgment data from some consumer credit records. The reason for this change is that many liens and most judgments fail to include vital pieces of information. Beginning on July 1, the public records data the firms use\u2026","rel":"","context":"In "Opportunities In New Markets"","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4007,"url":"https:\/\/amazingproperty.com.ng\/blog\/think-your-credit-score-is-too-low-to-buy-a-house-maybe-not\/","url_meta":{"origin":7954,"position":1},"title":"Think Your Credit Score Is Too Low To Buy A House? Maybe Not","author":"Amazing Property","date":"April 30, 2017","format":false,"excerpt":"\u00a0 When it comes to your credit score, how low is too low? The number you really need to buy a house. We all know that when it comes to buying a house, there are a few things we need, like a down payment and a good enough credit score\u2026","rel":"","context":"In "Opportunities In New Markets"","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2655,"url":"https:\/\/amazingproperty.com.ng\/blog\/freddie-to-aid-those-without-credit-scores\/","url_meta":{"origin":7954,"position":2},"title":"Freddie to Aid Those Without Credit Scores","author":"Amazing Property","date":"March 28, 2017","format":false,"excerpt":"Mortgage financing giant Freddie Mac has expanded access to credit for American families without credit scores. Beginning in June, borrowers without credit scores may be able to easily qualify for purchase mortgages or no-cash-out refinance transactions. Still, borrowers will have to show payment references, like records showing timely housing payments.\u2026","rel":"","context":"In "Opportunities In New Markets"","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4796,"url":"https:\/\/amazingproperty.com.ng\/blog\/how-to-get-denied-for-a-mortgage-after-preapproval\/","url_meta":{"origin":7954,"position":3},"title":"How to Get Denied for a Mortgage After Preapproval","author":"Amazing Property","date":"June 1, 2017","format":false,"excerpt":"You've done the work to clean up your credit score, scrape together a down payment and pry a preapproval letter from your mortgage lender. Cheers! \r \r Getting preapproved is a smart move, especially in a seller's market characterized by tight inventories and, in some regions, bidding wars. Having a\u2026","rel":"","context":"In "Opportunities In New Markets"","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6310,"url":"https:\/\/amazingproperty.com.ng\/blog\/how-the-equifax-hack-affects-homebuyers-and-how-you-can-protect-yourself\/","url_meta":{"origin":7954,"position":4},"title":"How The Equifax Hack Affects Homebuyers And How You Can Protect Yourself","author":"Amazing Property","date":"September 20, 2017","format":false,"excerpt":"Half of the country is freaking out. That's about how many people are potentially affected by the unprecedented Equifax hack. If you're the average person who's afraid of having your data stolen - and by data, we mean your name, Social Security number, birth date, addresses, credit card numbers, and\u2026","rel":"","context":"In "Opportunities In New Markets"","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"50ac0522b727e0bb6594b97b76027dc2_S.jpg","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/09\/50ac0522b727e0bb6594b97b76027dc2_S.jpg?fit=424%2C283&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":804,"url":"https:\/\/amazingproperty.com.ng\/blog\/modified-loans-redefaulting-at-faster-rates\/","url_meta":{"origin":7954,"position":5},"title":"Modified Loans Redefaulting at Faster Rates","author":"Amazing Property","date":"February 16, 2017","format":false,"excerpt":"[ad_1] Loans that have been modified since 2014 are redefaulting at faster rates than those that were modified in prior years, according to a new report. Seventy-five percent of the loans that redefaulted did so within the first two years after receiving a loan modification, according to analysis of Fannie\u2026","rel":"","context":"In "Opportunities In New Markets"","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/posts\/7954","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/comments?post=7954"}],"version-history":[{"count":0,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/posts\/7954\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/media\/7955"}],"wp:attachment":[{"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/media?parent=7954"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/categories?post=7954"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/tags?post=7954"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}