{"id":64674,"date":"2022-11-20T14:59:03","date_gmt":"2022-11-20T14:59:03","guid":{"rendered":"https:\/\/amazingproperty.com.ng\/blog\/?p=64674"},"modified":"2022-11-20T15:00:12","modified_gmt":"2022-11-20T15:00:12","slug":"contents-insurance-everything-you-need-to-know","status":"publish","type":"post","link":"https:\/\/amazingproperty.com.ng\/blog\/contents-insurance-everything-you-need-to-know\/","title":{"rendered":"Contents Insurance &#8211; Everything You Need to Know"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"64682\" data-permalink=\"https:\/\/amazingproperty.com.ng\/blog\/contents-insurance-everything-you-need-to-know\/contents-insurance\/\" data-orig-file=\"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/11\/contents-insurance.jpg?fit=1024%2C683&amp;ssl=1\" data-orig-size=\"1024,683\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"contents insurance\" data-image-description=\"&lt;p&gt;contents insurance&lt;\/p&gt;\n\" data-image-caption=\"&lt;p&gt;contents insurance&lt;\/p&gt;\n\" data-large-file=\"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/11\/contents-insurance.jpg?fit=1024%2C683&amp;ssl=1\" class=\"size-full wp-image-64682 aligncenter\" src=\"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/11\/contents-insurance.jpg?resize=1024%2C683&#038;ssl=1\" alt=\"contents insurance\" width=\"1024\" height=\"683\" srcset=\"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/11\/contents-insurance.jpg?w=1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/11\/contents-insurance.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/11\/contents-insurance.jpg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/11\/contents-insurance.jpg?resize=264%2C176&amp;ssl=1 264w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<h2><span class=\"vc_empty_space_inner\">Here&#8217;s what you need to know about contents insurance and how to get the best coverage for your needs.<\/span><\/h2>\n<p><span class=\"vc_empty_space_inner\">If you&#8217;re like most people, you probably don&#8217;t give much thought to your contents insurance. But if something happens to your home and your belongings, you&#8217;ll be glad you have it! Here&#8217;s what you need to know about contents insurance and how to get the best coverage for your needs<\/span><\/p>\n<p>Buying <strong>contents insurance<\/strong> can protect your belongings from damage or theft. Some policies <a href=\"https:\/\/amazingproperty.com.ng\/blog\/tips-for-house-price-negotiation\/\">offer<\/a> more benefits than others. Here are some tips to find the best deal.<\/p>\n<p>Check the insurance policy for limits and exclusions. These will vary from company to company. For instance, you may not get paid for the cost of replacing an expensive television. However, you may be able to claim for the cost of repairing or replacing the item.<\/p>\n<p>You may also need to make a separate list of high-value items. In most cases, the insurer will only replace the item with a like-for-like equivalent. However, this may not be a good idea if you&#8217;re replacing a whole suite.<\/p>\n<p>Some insurance providers offer optional extras such as a discount for having a <a href=\"https:\/\/amazingproperty.com.ng\/blog\/protect-your-home-with-professional-home-security-system-installation\/\">security system<\/a> installed. However, the best way to find the right policy for you is to compare quotes. A bundled policy will usually be cheaper than buying separate policies.<\/p>\n<p>Getting a contents insurance policy can help you rebuild after a loss. This is especially true if you have valuable possessions that can&#8217;t be replaced. A good insurance policy should also cover theft, fire, storm damage, and more.<\/p>\n<p>When choosing contents insurance, make sure to compare prices from multiple insurers. The best way to do this is to create a home inventory. This will help you calculate the value of your belongings.<\/p>\n<p>The home inventory should include things you can&#8217;t see, such as items stored in a shed or garage. Also, you may want to add expensive items to the list, such as jewellery, cameras, and other collectibles.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s what you need to know about contents insurance and how to get the best coverage &hellip; <a title=\"Contents Insurance &#8211; Everything You Need to Know\" class=\"hm-read-more\" href=\"https:\/\/amazingproperty.com.ng\/blog\/contents-insurance-everything-you-need-to-know\/\"><span class=\"screen-reader-text\">Contents Insurance &#8211; Everything You Need to Know<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":64682,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"aside","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[697],"tags":[4751,1403,1091,7229,7230,7240,7231,7241,1116,7242,7232,7233,7234,7235,7236,7237,7238,7239,12908,543,698,41],"class_list":["post-64674","post","type-post","status-publish","format-aside","has-post-thumbnail","hentry","category-insurance","tag-amazing","tag-buy","tag-contents-insurance","tag-contents-insurance-average-cost","tag-contents-insurance-calculator-australia","tag-contents-insurance-cashback","tag-contents-insurance-claim-without-receipt","tag-contents-insurance-companies","tag-contents-insurance-compare","tag-contents-insurance-comparison","tag-contents-insurance-cover","tag-contents-insurance-empty-property","tag-contents-insurance-in-a-flat","tag-contents-insurance-in-storage","tag-contents-insurance-office","tag-contents-insurance-on-rental-property","tag-contents-insurance-renters","tag-contents-insurance-what-does-it-cover","tag-home","tag-home-buying-guide","tag-insurance","tag-property","post_format-post-format-aside"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/11\/contents-insurance.jpg?fit=1024%2C683&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":9505,"url":"https:\/\/amazingproperty.com.ng\/blog\/do-you-have-a-residence-contents-insurance-coverage\/","url_meta":{"origin":64674,"position":0},"title":"Do You Have a Residence Contents Insurance coverage ?","author":"Amazing Property","date":"October 20, 2019","format":"aside","excerpt":"It would surprise you to know how many homes have all the latest in technological gadgetry, yet have failed to insure the contents of their home against the event of either a burglary or damage. If you want to protect your personal property, you need to be insuring your personal\u2026","rel":"","context":"In &quot;Insurance&quot;","block_context":{"text":"Insurance","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/insurance\/"},"img":{"alt_text":"Residence Contents insurance","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2019\/10\/d0c4935249d962818256fbcf5141dc26.jpg?fit=640%2C426&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2019\/10\/d0c4935249d962818256fbcf5141dc26.jpg?fit=640%2C426&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2019\/10\/d0c4935249d962818256fbcf5141dc26.jpg?fit=640%2C426&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":7269,"url":"https:\/\/amazingproperty.com.ng\/blog\/why-contents-insurance-should-be-your-real-property-non-negotiable\/","url_meta":{"origin":64674,"position":1},"title":"Why contents insurance should be your real property non-negotiable","author":"Amazing Property","date":"November 28, 2017","format":false,"excerpt":"What does contents insurance cover? About to move home? Packing up and moving everything can be one of the most exciting times in our lives, but it\u2019s also one of the most expensive. After all, you need to pay for removalists, as well as stamp duty and legal fees if\u2026","rel":"","context":"In &quot;Insurance&quot;","block_context":{"text":"Insurance","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/insurance\/"},"img":{"alt_text":"Contents Insurance","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/11\/home-contents-insurance_2000x1500.jpg?fit=1200%2C900&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/11\/home-contents-insurance_2000x1500.jpg?fit=1200%2C900&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/11\/home-contents-insurance_2000x1500.jpg?fit=1200%2C900&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/11\/home-contents-insurance_2000x1500.jpg?fit=1200%2C900&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/11\/home-contents-insurance_2000x1500.jpg?fit=1200%2C900&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":7255,"url":"https:\/\/amazingproperty.com.ng\/blog\/do-i-need-home-insurance-if-im-renting\/","url_meta":{"origin":64674,"position":2},"title":"Do I need home insurance if I\u2019m renting?","author":"Amazing Property","date":"November 26, 2017","format":false,"excerpt":"Owner of the property would ideally have home insurance in place that would cover any damage. \u00a0 If you\u2019re renting a unit, an apartment or a house, you\u2019ve probably wondered whether or not you need\u00a0home insurance. 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