{"id":48484,"date":"2022-08-21T01:58:05","date_gmt":"2022-08-21T01:58:05","guid":{"rendered":"https:\/\/amazingproperty.com.ng\/blog\/?p=48484"},"modified":"2022-10-28T15:54:08","modified_gmt":"2022-10-28T15:54:08","slug":"home-insurance-easy-tips-for-cheaper-home-insurance","status":"publish","type":"post","link":"https:\/\/amazingproperty.com.ng\/blog\/home-insurance-easy-tips-for-cheaper-home-insurance\/","title":{"rendered":"Home Insurance : Easy tips for cheaper home insurance"},"content":{"rendered":"

 <\/p>\n

\"home<\/p>\n

Do you love cheaper home insurance policy? Who doesn’t ? Try these simple tips to see how you could reduce your premiums.<\/h2>\n

People don’t likes paying for home insurance<\/a>, but it’s a necessary evil for most of us. This doesn’t mean you have to pay through the nose for it you know, try these 8 easy tips for cheaper home insurance<\/strong><\/a> and see if you could reduce your premiums by a substantial amount.<\/p>\n

– Shop Around<\/p>\n

By comparing prices from several insurance companies, you’ll probably be able to reduce your premiums by a substantial amount. This may seem obvious, but research has shown that a surprisingly large proportion of people either just renew their current policy, or get only one or two quotes. Many insurance web sites will automatically compare dozens of policies for you, making this one of the easiest ways to reduce your insurance bill for a cheaper home insurance .<\/p>\n

– Buy online<\/p>\n

If you buy your home insurance policy<\/a> online you can often get a discount of up to 20% on normal prices, because there are less administration costs involved and the savings can be passed on to you.<\/p>\n

– Combine your buildings and contents policies<\/p>\n

Many insurers will give you a discount if you take out both types of home insurance<\/a> with them, and this usually works out cheaper than getting the two kinds of policies from different companies.<\/p>\n

– Pay upfront<\/p>\n

Although most insurers let you pay your premium in monthly instalments, many will charge interest for this. If you can afford to pay a full year’s premium in advance, then this will work out cheaper in the long run.<\/p>\n

– Don’t claim for small amounts<\/p>\n

Making many small claims can increase your insurance costs, as your insurer may see you as a greater risk and increase your premiums. You will also lose any no claims discount your policy has. Of course, you’re entitled to claim for anything your policy covers, but ask yourself if making a small claim is really worth the hassle and possible future costs.<\/p>\n

– Voluntary excess<\/p>\n

This is related to the last point. Insurance policies feature something known as ‘excess’, which basically means that the policy won’t pay out on claims below a certain value. On some policies, if you choose to raise your excess to a higher level, then your premiums will be lower.<\/p>\n

– Increase your home security<\/a><\/p>\n

Beefing up your home security with better door locks, window locks, outdoor lighting, and alarm systems can all result in lower premiums. Ask your insurer what you could do to get extra discounts.<\/p>\n

– Reduce your cover<\/p>\n

Many policies feature benefits that you might not need, such as cover for personal possessions while travelling, or ‘free’ legal advice. Look through your policy and see what parts of it you really need – by cutting your cover down to size you may be able to reduce your premium.<\/p>\n","protected":false},"excerpt":{"rendered":"

  Do you love cheaper home insurance policy? Who doesn’t ? Try these simple tips to … Home Insurance : Easy tips for cheaper home insurance<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":60406,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[697],"tags":[4751,1403,6605,12908,543,1253,4548,6606,4549,4551,1172,6618,6619,1259,4560,6607,6620,4561,6621,6608,6609,6610,6611,6612,6622,6623,6613,6614,6615,6616,6617,698,1202,41],"class_list":["post-48484","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","tag-amazing","tag-buy","tag-cheaper-home-insurance","tag-home","tag-home-buying-guide","tag-home-insurance","tag-home-insurance-accidental-damage","tag-home-insurance-agency-near-me","tag-home-insurance-agents-near-me","tag-home-insurance-australia","tag-home-insurance-average-cost","tag-home-insurance-california","tag-home-insurance-claims","tag-home-insurance-companies","tag-home-insurance-compare","tag-home-insurance-comparison","tag-home-insurance-comparison-sites","tag-home-insurance-cost","tag-home-insurance-coverage","tag-home-insurance-empty-house","tag-home-insurance-florida","tag-home-insurance-offers","tag-home-insurance-online-quote","tag-home-insurance-options","tag-home-insurance-quote-online","tag-home-insurance-quotes","tag-home-insurance-roof-leak","tag-home-insurance-toronto","tag-home-insurance-total-loss-payout","tag-home-insurance-uae","tag-home-insurance-uk","tag-insurance","tag-legal-advice","tag-property"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/08\/home-insurance.jpg?fit=400%2C300&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":64674,"url":"https:\/\/amazingproperty.com.ng\/blog\/contents-insurance-everything-you-need-to-know\/","url_meta":{"origin":48484,"position":0},"title":"Contents Insurance – Everything You Need to Know","author":"Amazing Property","date":"November 20, 2022","format":"aside","excerpt":"Here's what you need to know about contents insurance and how to get the best coverage for your needs. If you're like most people, you probably don't give much thought to your contents insurance. But if something happens to your home and your belongings, you'll be glad you have it!\u2026","rel":"","context":"In "Insurance"","block_context":{"text":"Insurance","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/insurance\/"},"img":{"alt_text":"contents insurance","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/11\/contents-insurance.jpg?fit=1024%2C683&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/11\/contents-insurance.jpg?fit=1024%2C683&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/11\/contents-insurance.jpg?fit=1024%2C683&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2022\/11\/contents-insurance.jpg?fit=1024%2C683&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":91021,"url":"https:\/\/amazingproperty.com.ng\/blog\/car-insurance-what-you-need-to-know\/","url_meta":{"origin":48484,"position":1},"title":"Car Insurance: What You Need to Know","author":"Amazing Property","date":"January 12, 2023","format":false,"excerpt":"Car insurance, Common coverages, how to choose the right policy for you. 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