{"id":2647,"date":"2017-03-29T10:32:30","date_gmt":"2017-03-29T10:32:30","guid":{"rendered":"https:\/\/amazingproperty.com.ng\/blog\/?p=2647"},"modified":"2017-03-29T10:32:30","modified_gmt":"2017-03-29T10:32:30","slug":"6-tips-get-ready-buy-house-someday-infographic","status":"publish","type":"post","link":"https:\/\/amazingproperty.com.ng\/blog\/6-tips-get-ready-buy-house-someday-infographic\/","title":{"rendered":"6 Tips to Get Ready to Buy a House (\u2026someday) [Infographic]"},"content":{"rendered":"

Still a ways away from purchasing real estate<\/a>, but want to be responsible in the mean time? No matter your timeline, these tips will help every aspiring homeowner get ready to buy a house<\/a>.<\/p>\n

\n
\n


\n
\n\"Get-Ready-to-Buy-a-House\"
\n<\/span>
\n<\/span>
\n<\/a><\/p>\n

1. Pay Bills on Time<\/strong><\/h3>\n

This is the easiest way to boost your credit score. If you\u2019re looking at taking a major loan<\/a> in the future, all bills should be paid on time now.<\/p>\n

2. Research Loan Options<\/strong><\/h3>\n

Learn some Realtor<\/a> lingo before your bank account relies on it. Here are some basic loan options<\/strong><\/span>. Here are some financing<\/a> options<\/strong><\/span> that you may qualify for.\u00a0You can also learn all the basic vocabulary with our BASICS series<\/strong><\/span> here on the blog.<\/p>\n

3. Avoid Big Buys<\/strong><\/h3>\n

If you\u2019re within a couple years of applying for a mortgage<\/a>, don\u2019t make another big investment. Car payments or any other major expense will hurt your debt to income ratio, and make it look like you already have enough bills on your plate.<\/p>\n

4. Have 3 Trade Lines<\/strong><\/h3>\n

Lenders<\/a> like to see that you can balance multiple payments. Again, you don\u2019t want to add these trade lines within a year or two of applying for your loan, but a good example would be balancing a credit card, your student debt, and a car loan\u2026<\/p>\n

5. Save for Your Down Payment<\/strong><\/h3>\n

Every month that you\u2019re not paying a mortgage, you should act like you are. Set money aside with each paycheck to make that down payment greater. The more you save now, the easier it will be to not only acquire a loan, but to pay it off.<\/p>\n

6. Understand Your Credit Timeline<\/strong><\/h3>\n

You know not to make any major purchases a year out from your homepurchase. Six months before, stop checking your credit score. You should know by then if it looks good and too many checks will look suspicious to lenders. Two months before your big purchase, stop using credit altogether. Swap the credit card for a debit card so that nothing can set you back so close to the finish line.<\/p>\n

Find us on Google+<\/p>\n

6 Tips to Get Ready to Buy a House (…someday) [Infographic]
\nby HouseHunt<\/p>\n<\/div>\n


\n<\/p>\n<\/div>\n

[ad_2]<\/p>\n

link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Still a ways away from purchasing real estate, but want to be responsible in the mean … 6 Tips to Get Ready to Buy a House (\u2026someday) [Infographic]<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[4],"tags":[981,1403,374,15239,1335,625,12908,543,617,1329,408,818,84,479],"class_list":["post-2647","post","type-post","status-publish","format-standard","hentry","category-opportunities-in-new-markets","tag-a-house","tag-buy","tag-buy-a-house","tag-chase","tag-credit","tag-down-payment","tag-home","tag-home-buying-guide","tag-house","tag-loan","tag-mortgage","tag-real","tag-real-estate","tag-realtor"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":2015,"url":"https:\/\/amazingproperty.com.ng\/blog\/mortgage-advice-use-mortgage-broker-agent-referred\/","url_meta":{"origin":2647,"position":0},"title":"Mortgage Advice: Should You Use the Mortgage Broker Your Agent Referred?","author":"Amazing Property","date":"March 17, 2017","format":false,"excerpt":"\u00a0 Mortgage Brokers are often referred business by real estate agents and have long-standing relationships with them. \u00a0Like most professionals within a service industry, they also specialize in a specific type of program like USDA or FHA programs which should arise from their experience in past transactions using that loan\u2026","rel":"","context":"In "Opportunities In New Markets"","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"Mortgage Broker","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/03\/shutterstock_274686614.jpg?fit=1000%2C668&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/03\/shutterstock_274686614.jpg?fit=1000%2C668&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/03\/shutterstock_274686614.jpg?fit=1000%2C668&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/03\/shutterstock_274686614.jpg?fit=1000%2C668&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6661,"url":"https:\/\/amazingproperty.com.ng\/blog\/the-fafsa-and-real-estate-when-to-buy-and-refi-to-get-the-most-aid-for-college\/","url_meta":{"origin":2647,"position":1},"title":"The FAFSA And Real Estate: When To Buy And Refi To Get The Most Aid For College","author":"Amazing Property","date":"October 18, 2017","format":false,"excerpt":"Getting ready to fill out the dreaded Free Application for Federal Student Aid (FAFSA)? 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