{"id":2512,"date":"2017-03-23T21:20:24","date_gmt":"2017-03-23T21:20:24","guid":{"rendered":"https:\/\/amazingproperty.com.ng\/blog\/yes-virginia-there-are-still-low-and-zero-down-payment-mortgages\/"},"modified":"2017-03-23T21:20:24","modified_gmt":"2017-03-23T21:20:24","slug":"yes-virginia-there-are-still-low-and-zero-down-payment-mortgages","status":"publish","type":"post","link":"https:\/\/amazingproperty.com.ng\/blog\/yes-virginia-there-are-still-low-and-zero-down-payment-mortgages\/","title":{"rendered":"Yes, Virginia, There Are Still Low and ZERO Down Payment Mortgages"},"content":{"rendered":"<p>\n<\/p>\n<div readability=\"62.67012987013\">\n<p style=\"color: #333333; font-family: Georgia, 'Times New Roman', 'Bitstream Charter', Times, serif; font-size: 16px;\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"499\" data-permalink=\"https:\/\/amazingproperty.com.ng\/blog\/favicon-ico\/\" data-orig-file=\"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2016\/08\/favicon.ico.png?fit=16%2C16&amp;ssl=1\" data-orig-size=\"16,16\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"favicon.ico\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2016\/08\/favicon.ico.png?fit=16%2C16&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/www.comehomevirginia.com\/wp\/\/uploads\/c5bc960e75ca615f065abe755a917266\/2017\/03\/100-percent-financing-standing-in-front-of-house-reflection-300x212.jpg?resize=437%2C309\" alt=\"100 percent financing standing in front of house reflection\" width=\"437\" height=\"309\" class=\" wp-image-499 aligncenter\"\/>\n\t\t\t\t<\/p>\n<p style=\"color: #333333; font-family: Georgia, 'Times New Roman', 'Bitstream Charter', Times, serif; font-size: 16px;\">Homeownership is still a critical component of the American Dream. According to a Trulia survey \u2014 even when the market was volatile and uncertain \u2014 65 percent of young adult consumers said they still considered owning a home a part of their life goals. More recently in another study, that number rose to 78 percent.<\/p>\n<p style=\"color: #333333; font-family: Georgia, 'Times New Roman', 'Bitstream Charter', Times, serif; font-size: 16px;\">And yet, while it remains important for the vast majority of Americans to own a home, there are some major obstacles. \u00a0The single biggest of these for first-time home buyers is the down payment.<\/p>\n<p style=\"color: #333333; font-family: Georgia, 'Times New Roman', 'Bitstream Charter', Times, serif; font-size: 16px;\">But many potential home buyers mistakenly believe that they need a down payment of 5, 10, 20% or even more. While as a rule of thumb the more money you put down the better, this does not mean you necessarily have to have this much for a down payment. In fact I know of several <a class=\"wpil_keyword_link\" href=\"https:\/\/amazingproperty.com.ng\/blog\/get-real-estate-loan-for-real-estate-investors\"   title=\"loan\" data-wpil-keyword-link=\"linked\">loan<\/a> programs that allow 100% <a href=\"https:\/\/amazingproperty.com.ng\/blog\/construction-loans-for-commercial-and-residential-builders\/\">financing<\/a>; that&#8217;s right ZERO Down Payment and others that require only 1% down. <em><span style=\"color: #339966;\">Even better become a VIP Home Buyer for many additional benefits including a <strong><span style=\"text-decoration: underline;\">$5000 Savings Guarantee<\/span><\/strong>.<\/span><\/em><\/p>\n<p style=\"color: #333333; font-family: Georgia, 'Times New Roman', 'Bitstream Charter', Times, serif; font-size: 16px;\">While there are many other hurdles, we have been helping our clients soar over them for almost 3 decades, and we&#8217;re just getting warmed up!<\/p>\n<p style=\"color: #333333; font-family: Georgia, 'Times New Roman', 'Bitstream Charter', Times, serif; font-size: 16px;\">Call (703) 585-4687 or Email <span id=\"cloak28d001444aa2f4b5d245e048c1debfe9\">This email address is being protected from spambots. You need JavaScript enabled to view it.<\/span> for a free no obligation consult and lets get you started on the path to home ownership.<\/p>\n<p style=\"color: #333333; font-family: Georgia, 'Times New Roman', 'Bitstream Charter', Times, serif; font-size: 16px;\"><span style=\"color: #333333; font-family: Georgia, 'Times New Roman', 'Bitstream Charter', Times, serif; font-size: 16px;\">Buying a home? Get our free home buying guide<\/span><br \/><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2023\/01\/782b306d810caea35bfb82ae216da76b.jpg?ssl=1\" alt=\"Home Buyer Guide Icon\"\/><\/p>\n<p><span style=\"font-size: 12pt;\">For more Tips, Tools and Benefits go to our website www.ComeHomeVirginia.com\u00a0and Follow Us on Facebook\u00a0search homes free on our FB Page<\/span><\/p>\n<\/p><\/div>\n<p>[ad_2]<br \/>\n<br \/><a href=\"http:\/\/realtytimes.com\/advicefromagents\/item\/1000946-yes-virginia-there-are-still-low-and-zero-down-payment-mortgages?\"> link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Homeownership is still a critical component of the American Dream. According to a Trulia survey \u2014 &hellip; <a title=\"Yes, Virginia, There Are Still Low and ZERO Down Payment Mortgages\" class=\"hm-read-more\" href=\"https:\/\/amazingproperty.com.ng\/blog\/yes-virginia-there-are-still-low-and-zero-down-payment-mortgages\/\"><span class=\"screen-reader-text\">Yes, Virginia, There Are Still Low and ZERO Down Payment Mortgages<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":2513,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[695,4751,518,1403,625,12908,543,3051,127,617,408,312,1007,41,219],"class_list":["post-2512","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-property-owner","tag-agent","tag-amazing","tag-america","tag-buy","tag-down-payment","tag-home","tag-home-buying-guide","tag-homeowner","tag-homes","tag-house","tag-mortgage","tag-mortgages","tag-owners","tag-property","tag-realty"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/03\/100-percent-financing-standing-in-front-of-house-reflection-300x212.jpg?fit=300%2C212&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":1893,"url":"https:\/\/amazingproperty.com.ng\/blog\/what-has-analysts-worried-with-fha-loans\/","url_meta":{"origin":2512,"position":0},"title":"What Has Analysts Worried With FHA Loans","author":"Amazing Property","date":"March 13, 2017","format":false,"excerpt":"The number of riskier mortgages is growing, which is increasing delinquencies\u2014albeit slightly\u2014and raising concerns about defaults, USA Today reports. Federal Housing Administration loans, which typically require down payments of 3 percent to 5 percent, are at the center of most of the concern. Read more: Where FHA Loans Are the\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1266,"url":"https:\/\/amazingproperty.com.ng\/blog\/mortgage-rates-are-mostly-in-holding-pattern\/","url_meta":{"origin":2512,"position":1},"title":"Mortgage Rates Are Mostly in Holding Pattern","author":"Amazing Property","date":"February 24, 2017","format":false,"excerpt":"[ad_1] Mortgage rates continue to defy expectations, with the 30-year fixed-rate mortgage rate barely budging for the fourth consecutive week. Freddie Mac reports the following national averages with mortgage rates for the week ending Feb. 23: 30-year fixed-rate mortgages: averaged 4.16 percent, with an average 0.5 point, rising from last\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6036,"url":"https:\/\/amazingproperty.com.ng\/blog\/hud-to-make-reverse-mortgages-tougher\/","url_meta":{"origin":2512,"position":2},"title":"HUD to Make Reverse Mortgages Tougher","author":"Amazing Property","date":"August 31, 2017","format":false,"excerpt":"The Department of Housing and Urban Development says it\u2019s planning to raise premiums and tighten loan limits for seniors who use reverse mortgages, announcing the changes this week in a letter to lenders, The Wall Street Journal reports. \u201cGiven the losses we\u2019re seeing in the [reverse mortgage] program, we have\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"aug17_DN_rev_mort.jpg","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/09\/aug17_DN_rev_mort.jpg?fit=830%2C390&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/09\/aug17_DN_rev_mort.jpg?fit=830%2C390&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/09\/aug17_DN_rev_mort.jpg?fit=830%2C390&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/09\/aug17_DN_rev_mort.jpg?fit=830%2C390&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":4517,"url":"https:\/\/amazingproperty.com.ng\/blog\/mortgage-rates-stuck-in-holding-pattern\/","url_meta":{"origin":2512,"position":3},"title":"Mortgage Rates Stuck in Holding Pattern","author":"Amazing Property","date":"May 12, 2017","format":false,"excerpt":"[ad_1] The 30-year fixed-rate mortgage continues to hover around 4 percent for the fourth consecutive week. \u201cMixed economic reports over the last week have anchored the 30-year mortgage rate around the 4 percent mark,\u201d says Sean Becketti, Freddie Mac\u2019s chief economist. Freddie Mac reports the following national averages for the\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/05\/rates051217.png?fit=600%2C244&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/05\/rates051217.png?fit=600%2C244&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/05\/rates051217.png?fit=600%2C244&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":5532,"url":"https:\/\/amazingproperty.com.ng\/blog\/30-year-rates-are-hovering-below-4\/","url_meta":{"origin":2512,"position":4},"title":"30-Year Rates Are Hovering Below 4%","author":"Amazing Property","date":"July 28, 2017","format":false,"excerpt":"Mortgage rates posted another drop this week, offering more relief to home buyers. Read more: Fed Votes to Leave Key Rate Alone Freddie Mac reports the following national averages with mortgage rates for the week ending July 27: 30-year fixed-rate mortgages: averaged 3.92 percent, with an average 0.5 point, falling\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/07\/rates_072717.png?fit=620%2C252&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/07\/rates_072717.png?fit=620%2C252&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/07\/rates_072717.png?fit=620%2C252&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":5406,"url":"https:\/\/amazingproperty.com.ng\/blog\/after-brief-hike-mortgage-rates-fall-below-4\/","url_meta":{"origin":2512,"position":5},"title":"After Brief Hike, Mortgage Rates Fall Below 4%","author":"Amazing Property","date":"July 21, 2017","format":false,"excerpt":"Following two weeks of rate increases, the 30-year fixed-rate mortgage settled back below a 4 percent average this week.\u00a0 \u201cContinued economic uncertainty and weak inflation data pushed rates lower this week,\u201d says Sean Becketti, Freddie Mac\u2019s chief economist.\u00a0\u201cThe 10-year Treasury yield fell 5 basis points this week. The 30-year mortgage\u2026","rel":"","context":"In &quot;Property buyer&quot;","block_context":{"text":"Property buyer","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/property-buyer\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/07\/rates072117R.png?fit=620%2C252&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/07\/rates072117R.png?fit=620%2C252&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/07\/rates072117R.png?fit=620%2C252&ssl=1&resize=525%2C300 1.5x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/posts\/2512","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/comments?post=2512"}],"version-history":[{"count":1,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/posts\/2512\/revisions"}],"predecessor-version":[{"id":90445,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/posts\/2512\/revisions\/90445"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/media\/2513"}],"wp:attachment":[{"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/media?parent=2512"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/categories?post=2512"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/amazingproperty.com.ng\/blog\/wp-json\/wp\/v2\/tags?post=2512"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}