{"id":128118,"date":"2024-11-03T00:21:22","date_gmt":"2024-11-03T00:21:22","guid":{"rendered":"https:\/\/amazingproperty.com.ng\/blog\/mortgage-preapproval-guide\/"},"modified":"2024-11-03T00:21:22","modified_gmt":"2024-11-03T00:21:22","slug":"mortgage-preapproval-guide-for-home-buyers","status":"publish","type":"post","link":"https:\/\/amazingproperty.com.ng\/blog\/mortgage-preapproval-guide-for-home-buyers\/","title":{"rendered":"Mortgage Preapproval Guide For Home Buyers"},"content":{"rendered":"\r\n<ol><\/ol><!-- \/wp:list --><!-- wp:post-content --><!-- wp:heading {\"level\":2} -->\r\n<h2 class=\"wp-block-heading\">Understanding Mortgage Preapproval<\/h2>\r\n<!-- \/wp:heading -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>Mortgage preapproval is a crucial step in the <a href=\"https:\/\/amazingproperty.com.ng\/blog\/home-buying-process\/\">home buying process<\/a>. It provides an estimate of how much a lender is willing to loan you based on a thorough examination of your finances. Unlike prequalification, which is a rough estimate, mortgage preapproval involves a firm credit check and verified documentation.<\/p>\r\n<p><img data-recalc-dims=\"1\" decoding=\"async\" id=\"img199\" class=\"aligncenter size-medium sq_image\" title=\"Mortgage preapproval\" src=\"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2024\/11\/1a7931ab6f84373a170f119e3f9a878c.jpg?w=500&#038;ssl=1\" alt=\"Mortgage preapproval\"  \/><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>Key elements for mortgage preapproval include:<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:list {\"ordered\":false} -->\r\n<ul><!-- wp:list-item -->\r\n<li><b>Income:<\/b> <a href=\"https:\/\/amazingproperty.com.ng\/blog\/construction-loans-for-commercial-and-residential-builders\/\">Lenders<\/a> require proof of steady earnings, such as pay stubs and W-2s.<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><b>Credit score:<\/b> A score of 620 is usually the minimum for conventional <a href=\"https:\/\/amazingproperty.com.ng\/blog\/fast-flexible-real-estate-loans-usa\/\">loans<\/a>.<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><b>Debt-to-income ratio (DTI):<\/b> Lenders prefer a DTI under 36%, though some loans allow for higher ratios.<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<!-- \/wp:list -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>Preapproval typically lasts 60 to 90 days and can give you an advantage when making <a href=\"https:\/\/amazingproperty.com.ng\/blog\/tips-for-house-price-negotiation\/\">offers<\/a> on homes. It shows sellers you&#8217;re a serious buyer and helps you focus your search on properties within your budget.<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:heading {\"level\":2} -->\r\n<h2 class=\"wp-block-heading\">The Preapproval Process<\/h2>\r\n<!-- \/wp:heading -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>To obtain a mortgage preapproval:<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:list {\"ordered\":true} -->\r\n<ol><!-- wp:list-item -->\r\n<li>Choose a <a class=\"wpil_keyword_link\" title=\"lender\" href=\"https:\/\/amazingproperty.com.ng\/blog\/loan-for-real-estate-investors-just-got-easier-online\/\" data-wpil-keyword-link=\"linked\">lender<\/a> that suits your needs in terms of rates and service.<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li>Gather necessary documents: <!-- wp:list {\"ordered\":false} -->\r\n<ul>\r\n<li>Pay stubs from the past month<\/li>\r\n<!-- \/wp:list -->\r\n\r\n<!-- wp:list-item -->\r\n<li>Tax returns and W-2s for the previous two years<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li>Bank statements for the last two to three months<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li>Details of outstanding debts<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li>Asset statements<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li>Identification documents<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<!-- \/wp:list-item --><\/li>\r\n<!-- wp:list-item -->\r\n<li>Submit to a credit check, which will be a hard inquiry on your credit report.<\/li>\r\n<!-- \/wp:list-item --><\/ol>\r\n<!-- \/wp:list -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>Having these documents ready will streamline the preapproval process and position you to act quickly when you find the right home.<\/p>\r\n<p><a href=\"https:\/\/amazingproperty.com.ng\/blog\/mortgage-preapproval-guide\/organized-mortgage-documents-zko\/\" rel=\"attachment wp-att-128117\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"128117\" data-permalink=\"https:\/\/amazingproperty.com.ng\/blog\/mortgage-preapproval-guide-for-home-buyers\/organized-mortgage-documents-zko\/\" data-orig-file=\"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/organized-mortgage-documents-ZkO.jpeg?fit=940%2C627&amp;ssl=1\" data-orig-size=\"940,627\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"organized-mortgage-documents-ZkO\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/organized-mortgage-documents-ZkO.jpeg?fit=940%2C627&amp;ssl=1\" class=\"aligncenter size-full wp-image-128117\" src=\"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/organized-mortgage-documents-ZkO.jpeg?resize=940%2C627&#038;ssl=1\" alt=\"Neatly organized mortgage preapproval documents and a calculator\" width=\"940\" height=\"627\" srcset=\"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/organized-mortgage-documents-ZkO.jpeg?w=940&amp;ssl=1 940w, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/organized-mortgage-documents-ZkO.jpeg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/organized-mortgage-documents-ZkO.jpeg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/organized-mortgage-documents-ZkO.jpeg?resize=640%2C427&amp;ssl=1 640w\" sizes=\"auto, (max-width: 940px) 100vw, 940px\" \/><\/a><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:image -->\r\n<figure class=\"wp-block-image\"><\/figure>\r\n<!-- \/wp:image -->\r\n\r\n<!-- wp:heading {\"level\":2} -->\r\n<h2 class=\"wp-block-heading\">Benefits and Challenges of Preapproval<\/h2>\r\n<!-- \/wp:heading -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><b>Benefits:<\/b><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:list {\"ordered\":false} -->\r\n<ul><!-- wp:list-item -->\r\n<li>Increased credibility with sellers<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li>More focused house-hunting within your budget<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li>Improved negotiating position, especially in competitive markets<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<!-- \/wp:list -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><b>Challenges:<\/b><\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:list {\"ordered\":false} -->\r\n<ul><!-- wp:list-item -->\r\n<li>Temporary lowering of credit score due to hard inquiries<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li>Complexity of comparing offers from multiple lenders<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<!-- \/wp:list -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>Despite these challenges, the benefits of preapproval generally outweigh the drawbacks. It provides a clear financial picture and can save time and effort in your home search.<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:heading {\"level\":2} -->\r\n<h2 class=\"wp-block-heading\">Preapproval Validity and Next Steps<\/h2>\r\n<!-- \/wp:heading -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>Preapproval letters are typically valid for 60 to 90 days. During this time, it&#8217;s important to maintain financial stability:<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:list {\"ordered\":false} -->\r\n<ul><!-- wp:list-item -->\r\n<li>Avoid major purchases<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li>Don&#8217;t open new credit lines<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li>Try not to change jobs<\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<!-- \/wp:list -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>If your preapproval expires before you find a home, you&#8217;ll need to renew it with updated credit checks and documentation.<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>If your preapproval request is denied, ask the lender for specific reasons. You may need to improve your credit score, pay down existing debt, or explore different <a class=\"wpil_keyword_link\" title=\"loan\" href=\"https:\/\/amazingproperty.com.ng\/blog\/get-real-estate-loan-for-real-estate-investors\" data-wpil-keyword-link=\"linked\">loan<\/a> options such as FHA or VA loans.<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>Staying organized and maintaining good financial habits throughout the process will help keep your home buying journey on track.<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p><strong>Mortgage preapproval<\/strong> is a key step in the home <a href=\"https:\/\/amazingproperty.com.ng\/blog\/the-steps-to-buying-a-house\/\">buying process<\/a>. It provides a clear picture of your financial standing and can strengthen your position as a buyer. By understanding the process and maintaining financial stability, you can approach the <a href=\"https:\/\/amazingproperty.com.ng\/blog\/property-center-nigeria\/\">housing<\/a> market with confidence.<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:list {\"ordered\":true} -->\r\n<ol><!-- wp:list-item --><\/ol><!-- \/wp:post-content -->","protected":false},"excerpt":{"rendered":"<p>Understanding Mortgage Preapproval Mortgage preapproval is a crucial step in the home buying process. It provides &hellip; <a title=\"Mortgage Preapproval Guide For Home Buyers\" class=\"hm-read-more\" href=\"https:\/\/amazingproperty.com.ng\/blog\/mortgage-preapproval-guide-for-home-buyers\/\"><span class=\"screen-reader-text\">Mortgage Preapproval Guide For Home Buyers<\/span>Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":128117,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[527],"tags":[4751,15236,15239,3048,12908,617,408,14067,14068,14069,14070,14084,14071,14085,14086,14087,14088,14089,14090,14091,14092,14093,14094,14072,14073,14095,14074,14075,14076,14077,14078,14079,14080,14081,14082,14083,41],"class_list":["post-128118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-realestate","tag-amazing","tag-calculator","tag-chase","tag-documents","tag-home","tag-house","tag-mortgage","tag-mortgage-pre-approval-and-credit-score","tag-mortgage-pre-approval-application","tag-mortgage-pre-approval-calculator","tag-mortgage-pre-approval-calculator-canada","tag-mortgage-pre-approval-calculator-free","tag-mortgage-pre-approval-calculator-ontario","tag-mortgage-pre-approval-canada","tag-mortgage-pre-approval-credit-check","tag-mortgage-pre-approval-credit-score","tag-mortgage-pre-approval-estimate","tag-mortgage-pre-approval-estimate-letter","tag-mortgage-pre-approval-estimate-online","tag-mortgage-pre-approval-estimate-process","tag-mortgage-pre-approval-estimator-canada","tag-mortgage-pre-approval-estimator-uk","tag-mortgage-pre-approval-explained","tag-mortgage-pre-approval-illinois","tag-mortgage-pre-approval-impact-on-credit-score","tag-mortgage-pre-approval-in-minutes","tag-mortgage-pre-approval-information","tag-mortgage-pre-approval-interest-rate","tag-mortgage-pre-approval-ireland","tag-mortgage-pre-approval-soft-check","tag-mortgage-pre-approval-time","tag-mortgage-pre-approval-time-limit","tag-mortgage-pre-approval-timeline","tag-mortgage-pre-approval-to-approval","tag-mortgage-pre-approval-what-does-it-mean","tag-mortgage-pre-approval-with-existing-mortgage","tag-property"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/images\/organized-mortgage-documents-ZkO.jpeg?fit=940%2C627&ssl=1","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":7467,"url":"https:\/\/amazingproperty.com.ng\/blog\/how-to-keep-your-mortgage-approval-approved\/","url_meta":{"origin":128118,"position":0},"title":"How to Keep Your Mortgage Approval Approved","author":"Amazing Property","date":"December 14, 2017","format":false,"excerpt":"You know how tough it is to qualify for a mortgage.\r \r Proof you've got a long-term job with ample income. A credit score to the moon. Your life's savings as a down payment. More cash stashed away. A debt-to-income ratio to die for. For some, tax returns for the\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"06d7e571b1f14c55cefd7c1ffe4e5c65 S.jpg","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/12\/06d7e571b1f14c55cefd7c1ffe4e5c65_S.jpg?fit=424%2C252&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":4117,"url":"https:\/\/amazingproperty.com.ng\/blog\/key-questions-to-ask-before-taking-on-a-mortgage\/","url_meta":{"origin":128118,"position":1},"title":"Key questions to ask before taking on a mortgage","author":"Amazing Property","date":"May 7, 2017","format":false,"excerpt":"\u00a0 Looking to buy a house and get a loan? Here are a few issues you need to tackle before you take out a mortgage. Picture: Getty For most Australians, a mortgage is the biggest financial commitment of their lives, so knowing what to ask before taking the plunge can\u2026","rel":"","context":"In &quot;Property buyer&quot;","block_context":{"text":"Property buyer","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/property-buyer\/"},"img":{"alt_text":"mortgage","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/05\/couple_getty_article-1024x768.jpg?fit=1024%2C768&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/05\/couple_getty_article-1024x768.jpg?fit=1024%2C768&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/05\/couple_getty_article-1024x768.jpg?fit=1024%2C768&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/05\/couple_getty_article-1024x768.jpg?fit=1024%2C768&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":6924,"url":"https:\/\/amazingproperty.com.ng\/blog\/what-does-a-mortgage-broker-do\/","url_meta":{"origin":128118,"position":2},"title":"What does a mortgage broker do?","author":"Amazing Property","date":"November 5, 2017","format":false,"excerpt":"There are plenty of ways to obtain a home loan. You can walk into your nearest bank or lender, you can trawl through all the options online and apply for a loan without leaving your seat, or you can seek out a mortgage broker. But what exactly does a mortgage\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"What Does A Mortgage Broker Do 800x600.jpg","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/11\/what-does-a-mortgage-broker-do_800x600.jpg?fit=1200%2C900&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/11\/what-does-a-mortgage-broker-do_800x600.jpg?fit=1200%2C900&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/11\/what-does-a-mortgage-broker-do_800x600.jpg?fit=1200%2C900&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/11\/what-does-a-mortgage-broker-do_800x600.jpg?fit=1200%2C900&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/11\/what-does-a-mortgage-broker-do_800x600.jpg?fit=1200%2C900&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":5352,"url":"https:\/\/amazingproperty.com.ng\/blog\/7-key-things-that-help-you-qualify-for-a-mortgage\/","url_meta":{"origin":128118,"position":3},"title":"7 Key Things That Help You Qualify For A Mortgage","author":"Amazing Property","date":"July 13, 2017","format":false,"excerpt":"In an environment where lenders are highly regulated and risk-averse, borrowers are rightfully a little nervous when they apply for a mortgage. But with the right preparation, qualifying for a home loan can be a rewarding experience in your journey toward homeownership.\r \r In a lot of ways, lenders have\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2017\/07\/8edc3dfde045dec1197c90b56dba3342_S.jpg?fit=424%2C324&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":10098,"url":"https:\/\/amazingproperty.com.ng\/blog\/mortgage-housing-sector-requires-palliatives-to-boost-activity-akintayo-oloko\/","url_meta":{"origin":128118,"position":4},"title":"Mortgage \/ housing sector requires palliatives to boost activity\u2019, Akintayo Oloko","author":"Amazing Property","date":"April 10, 2020","format":false,"excerpt":"\u00a0 Following the global economic challenges experienced as a result of the COVID-19 pandemic, mortgage and finance expert, Akintayo Oloko, has said that the mortgage \/ housing sector will require palliatives and support in form of intervention funds, reduced transaction costs, to boost mortgage activity. With the pandemic\u2019s effect on\u2026","rel":"","context":"In &quot;Opportunities In New Markets&quot;","block_context":{"text":"Opportunities In New Markets","link":"https:\/\/amazingproperty.com.ng\/blog\/category\/opportunities-in-new-markets\/"},"img":{"alt_text":"mortgage sub-sector","src":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2020\/04\/mortgage-1-750x430.jpg?fit=750%2C430&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2020\/04\/mortgage-1-750x430.jpg?fit=750%2C430&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2020\/04\/mortgage-1-750x430.jpg?fit=750%2C430&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/amazingproperty.com.ng\/blog\/wp-content\/uploads\/2020\/04\/mortgage-1-750x430.jpg?fit=750%2C430&ssl=1&resize=700%2C400 2x"},"classes":[]},{"id":2884,"url":"https:\/\/amazingproperty.com.ng\/blog\/my-realtor-called-and-we-have-an-offer-what-happens-now\/","url_meta":{"origin":128118,"position":5},"title":"My Realtor\u00ae called and we have an offer. 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